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FINANCING INFORMATION Click here for a good housing affordability calculator: http://realestate.msn.com/BuyAndSell/Tools/HA_CALC.aspx
We have created the following workbook to help you accuarately understand all the pricing involved when building a manufactured or modular home. As always, we encourage you to look at your leisure, and meet with your home consultant to review in detail. We also have several site contractors willing to do site visits and free estimates so you can have accuarate site-specific figures to use. In order to view or print any of the PDF documents below, you MUST have Adobe Acrobat Reader installed on your system. If you do not, Acrobat Reader can be downloaded for FREE by clicking on the link below:
New construction home buyer's guide from Wells Fargo Project worksheet: Download a copy of our project worksheet to understand average construction costs. We would be happy to sit down and review this with you and once your property is located, we can get even closer site estimates. This worksheet outlines realistic costs and tax advantages of home ownership. Building Feasibility Worksheet We are happy to work with your lender or ours. We have a relationship with many local & national lenders who are well versed in new construction financing. We are an approved lender with most financing companies and credit unions. Want to prepare for ahead of time for a meeting? Feel free to download and look over an application and credit authorization form ahead of time. What a lender needs submitted with an application Looking for reliable websites? Here are some places to start: Mortgage calculators to help you see what a lender will let you borrow and to help you approximate what your monthly mortgage payment would be: www.info.mantbank.com M&T also has good information on construction loans with factory build housing. Advice: www.federalreserve.gov has a consumer guider to understanding mortgage settlement costs. Information on your credit scrore: www.myfico.com has a consumer education section. This is a brochure they published to help you understand what a lender is looking for when qualifying you for a loan. You may also download this flyer with information we traditionally present at our seminars- How to raise your credit score Also check out the newsletter and article section for more advice...
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